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  <title>UK Pension Transfers with Cranfield Investments - Why Transfer</title>
  <id>tag:transfermyukpension.co.nz,2010:mephisto/</id>
  <generator version="0.8.0" uri="http://mephistoblog.com">Mephisto Drax</generator>
  <link href="http://transfermyukpension.co.nz/feed/atom.xml" rel="self" type="application/atom+xml"/>
  <link href="http://transfermyukpension.co.nz/" rel="alternate" type="text/html"/>
  <updated>2009-05-21T05:18:29Z</updated>
  <entry xml:base="http://transfermyukpension.co.nz/">
    <author>
      <name>Marcus</name>
    </author>
    <id>tag:transfermyukpension.co.nz,2009-05-17:5085</id>
    <published>2009-05-17T08:06:00Z</published>
    <updated>2009-05-21T05:18:29Z</updated>
    <link href="http://transfermyukpension.co.nz/why-us" rel="alternate" type="text/html"/>
    <title>Why Us</title>
<summary type="html">&lt;p&gt;Advice from a&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot;&gt;&lt;span&gt;&lt;span&gt;CFP&lt;/span&gt;&lt;span&gt;CM&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Low fees&lt;/p&gt;
&lt;p&gt;Free Transfer Report&lt;/p&gt;
&lt;p&gt;Early tax free access to your money&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</summary><content type="html">
            &lt;p&gt;Advice from a&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot;&gt;&lt;span&gt;&lt;span&gt;CFP&lt;/span&gt;&lt;span&gt;CM&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Low fees&lt;/p&gt;
&lt;p&gt;Free Transfer Report&lt;/p&gt;
&lt;p&gt;Early tax free access to your money&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This website is brought to you by Cranfield Insurance &amp;amp; Investments and is run by Marcus Cranfield. Marcus has worked in the financial services industry since 1998 and is a fully qualified &lt;a href=&quot;http://www.cfp.net/learn/knowledgebase.asp?id=10&quot;&gt;Certified Financial Planner&lt;/a&gt; &lt;span&gt;&lt;span&gt;&lt;span&gt;&lt;span&gt;CFP&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;CM&lt;/span&gt;&lt;/span&gt;&amp;nbsp;. Marcus lived and worked in both London and Amsterdam so he understands the whole process of moving back to New Zealand and also issues surrounding pension schemes.&lt;/p&gt;
&lt;p&gt;The benefits of using our service include:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;The ability to give you your&amp;nbsp;pension money potentially a lot earlier (some NZ QROPS providers lock it all away)&lt;/li&gt;
&lt;li&gt;Comprehensive tax savings in bringing it back to New Zealand&lt;/li&gt;
&lt;li&gt;Quality advice from financial professionals which is easy to understand&lt;/li&gt;
&lt;li&gt;VERY LOW TRANSFER FEES - we have varying levels of service including a capped maximum transfer charge of $2000 NZD&lt;/li&gt;
&lt;li&gt;Free Transfer Report&lt;/li&gt;
&lt;li&gt;Ability to use multiple QROPS providers&lt;/li&gt;
&lt;/ul&gt;
          </content>  </entry>
  <entry xml:base="http://transfermyukpension.co.nz/">
    <author>
      <name>Marcus</name>
    </author>
    <id>tag:transfermyukpension.co.nz,2009-05-17:5082</id>
    <published>2009-05-17T06:52:00Z</published>
    <updated>2009-05-21T05:14:37Z</updated>
    <link href="http://transfermyukpension.co.nz/the-benefits" rel="alternate" type="text/html"/>
    <title>The Benefits</title>
<summary type="html">&lt;p&gt;Access your money early with potentially no tax to pay !&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;mailto:marcus@cranfieldinvestments.co.nz&quot; title=&quot;Pension Transfer Enquiry&quot;&gt;&lt;/a&gt;&lt;/p&gt;</summary><content type="html">
            &lt;p&gt;Access your money early with potentially no tax to pay !&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;mailto:marcus@cranfieldinvestments.co.nz&quot; title=&quot;Pension Transfer Enquiry&quot;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;When planning your retirement in New Zealand you need to consider the benefits of transferring your pension from the United Kingdom to New Zealand. The benefits are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;TAX EFFICIENCY&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;If you transfer your pension to New Zealand you will not need to pay any tax when you withdraw your pension in most situations. Leaving your pension in the UK means you will pay tax when you reach retirement age and withdraw or receive your pension&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;EARLY ACCESS TO MONEY&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;You may be able to access some of your UK Pension now if you decide to bring it back to New Zealand - speak to us regarding this. If you leave it in the UK you will not&amp;nbsp;be able to access any of the money until the nominated retirement age.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;CURRENCY RISK&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Once you reach the retirement age you do not&amp;nbsp;know what the currency exchange rate will be - by bringing it back to NZ you can choose when to bring it back. We also have the ability to bring it back into a GBP denominated account and hold it until a time you wish to convert it to New Zealand dollars.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;DEATH BENEFITS&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;If you die with your pension still in the UK your estate only receives a portion of the funds, bringing it back to New Zealand means that your estate would get the full value.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;NO UPFRONT FEES&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;The fees that are charged for the transfer of your pension are deducted by the QROPS fund manager&amp;nbsp;in New Zealand.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;h3&gt;CONTROL&lt;/h3&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;You will have much easier access and control with your funds being in New Zealand. Meaning you can change your investment strategy if you wish&amp;nbsp;which also means any retirement payments do not&amp;nbsp;incur massive bank fees if for example the payments were coming from the UK.&lt;/p&gt;
          </content>  </entry>
  <entry xml:base="http://transfermyukpension.co.nz/">
    <author>
      <name>Astra</name>
    </author>
    <id>tag:transfermyukpension.co.nz,2009-04-29:4891</id>
    <published>2009-04-29T03:56:00Z</published>
    <updated>2009-09-25T02:35:55Z</updated>
    <link href="http://transfermyukpension.co.nz/" rel="alternate" type="text/html"/>
    <title>UK Pension Transfer</title>
<summary type="html">&lt;p&gt;Try our capped fee service with a maximum charge of $2000NZD - speak to us today !&lt;/p&gt;</summary><content type="html">
            &lt;p&gt;Try our capped fee service with a maximum charge of $2000NZD - speak to us today !&lt;/p&gt;
&lt;p&gt;Cranfield Insurance &amp;amp; Investments provides specialist advice and analysis and a transfer service for UK Pension Transfers to New Zealand.&lt;/p&gt;
&lt;h2&gt;We can help transfer your UK pension to New Zealand if&amp;hellip;&lt;/h2&gt;
&lt;ul&gt;
&lt;li&gt;You are a NZ Resident who currently lives in New Zealand after working in&amp;nbsp;the UK&lt;/li&gt;
&lt;li&gt;You are an UK Resident intending to move to New Zealand&lt;/li&gt;
&lt;li&gt;If you have worked in the UK but do not live there any more (i.e. living in Hong Kong)&lt;/li&gt;
&lt;/ul&gt;
&lt;h2&gt;Why You should use Us&lt;/h2&gt;
&lt;ul&gt;
&lt;li&gt;We have a &lt;a href=&quot;http://transfermyukpension.co.nz/fees&quot;&gt;capped fee service with a &lt;strong&gt;maximum charge of $2000NZD&lt;/strong&gt;&lt;/a&gt; as one of our options&lt;/li&gt;
&lt;li&gt;We offer a &lt;strong&gt;&lt;a href=&quot;/free-assessment&quot;&gt;FREE Pension Transfer Report&lt;/a&gt;&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;Access to part or even the full value of your pension within several years*&lt;/li&gt;
&lt;li&gt;We have&amp;nbsp;different levels&amp;nbsp;of service and our fee structure reflects this with a capped fee service available&lt;/li&gt;
&lt;li&gt;We can hold your Pension in GBP sterling until the exchange rate suits your need best*&lt;/li&gt;
&lt;li&gt;We offer a choice of &lt;a href=&quot;transfermyukpension.co.nz/faq/the-rules&quot;&gt;QROPS&lt;/a&gt; approved Schemes to suit your needs.&lt;/li&gt;
&lt;li&gt;Expert Financial advice as we are certified Financial Planners &lt;span&gt;&lt;span&gt;CFP&lt;/span&gt;&lt;span&gt;CM&lt;/span&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;span class=&quot;superscript&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;*Dependant&amp;nbsp;upon certain criteria&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;em&gt;A Disclosure Statement is available free of charge upon request&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;
          </content>  </entry>
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